TY -的A2: Faheem AU -艾哈迈德阿拉姆AU -汗,Asif AU -艾克塔,Samreen盟——Akram哈菲兹Wasim PY - 2021 DA - 2021/12/24 TI -检查银行业法规和监管实践的发展在金砖四国和七国集团SP - 1192829六世- 2021 AB -研究探讨了跨金砖国家开发银行监管实践在此期间2000 - 2019。的收敛性和可持续性的监管框架金砖五国七国集团(G7)规范也被评估。分析是基于五个关键监管措施,其中包括限制活动,条目要求一个新的银行,外资银行进入的限制,资金紧缩,存款保险公司的权力。研究构造基于中央银行监管指标反应银行监管和监督调查(brs)由世界银行(World bank)。估计指标,研究遵循巴斯•迪卡普里奥和莱文指南。结果显示,金砖五国的监管机构施加限制银行活动高于七国集团。此外,英国和巴西的银行监管机构更自由和对保险活动更少的限制。此外,这两个地区的银行执照是艰难的。监管机构只允许适当人员申请人向银行领域。此外,作者发现,资本的需求越来越限制在金砖国家在2003年和2019年之间结合巴塞尔资本协定,相对于七国集团。 The study documents a convergence in the banking licensing requirements, and limitations on foreign bank entry and official supervisory powers in the BRICS countries with the G7 nations. The study suggests that the regulators must offer freedom to banks’ activities with increasing supervision, and it boosts the competition in the banking sector and enhances customer welfare. Furthermore, the policymakers need to redesign the deposit insurance mechanism and equip deposit insurers with more powers to enhance the safety of depositors’ interests and minimize the moral hazards in the banking sector in both regions. SN - 1076-2787 UR - https://doi.org/10.1155/2021/1192829 DO - 10.1155/2021/1192829 JF - Complexity PB - Hindawi KW - ER -